Note For Discharged Bankrupts

If you have a satisfied Bankruptcy stamp on your credit file we strongly recommend that you request a Certificate of Satisfaction before you apply for a new mortgage, regardless of whether this is a residential or commercial mortgage.

The process is very easy. Simply apply to the Court who issued the Bankruptcy and pay the small charge.

The process takes 4 weeks to complete, and all lenders need to see your Certificate of Satisfaction before extending you a mortgage or loan.

Without the discharge certificate you will not be able to borrow any money, so its worth getting the documentation now to save you problems later in life.